Low Rates.
No Hassle.
Your local Hilo expert — serving all of Hawaii
Find out how Jonathan can help make qualifying for a low-rate mortgage genuinely easy — with one-on-one support the whole way.
About Me
I'm Jonathan, and I'm here to help.
You've heard the horror stories — how hard it is to qualify, the mounds of paperwork, the delays, and the haggling to get a decent rate. Good news: I'm here to make it all easier for you. Check out the reviews from other folks just like you and see how I can help.
Whether you're buying a home, refinancing for a better rate, or pulling some cash from your property — let's make this simple.
Jonathan Kimura
Client Stories
“Very outgoing and supportive , Jon went above and beyond in every aspect I highly recommend him in every aspect”
“The BEST company / people to work with. Quick, efficient and everything done in a timely manner. Every single person in the office is amazing! Jon was patient and made this process so easy!! 10/10 recommend!!!”
“Donna, Jonathan, and Cristi are Awesome! They really know their stuff and will work hard to help get you a great deal.”
“As a first time home buyers Jonathan was very attentive to our needs and was able to explain the buying process in an easy and understandable way. Jonathan was very punctual and easy to get a hold of. Definitely would work with him in the future!”
“Had a great experience working with Jon. Made things easy for us and very clear to understand.”
“Very knowledgeable and patient staff. As a first time homebuyer there are a lot of questions and Jon helped me every step of the way.”
“Jon and his team are awesome. He helped us in purchasing our first home and also with recently refinancing it. He always made himself available for any questions we had and also explained things very well. He looked out for our best interest and made the whole process easy and enjoyable.”
“Jon Kimura helped me with my refi , great service and very professional. Thank you very much Jon”
Have questions about the process?
Let's have a conversation.
Every consultation is completely free, with no obligation — just straight answers about your options.
What I Do
A smoother path to your mortgage.
Real support at every step — so you always know what's happening with your loan.
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly, so you never have to wonder what's going on with your loan.
Professional Support
Count on us to be there with you and help you navigate the entire mortgage process — cutting through the red tape and avoiding the common mistakes people make.
Competitive Rates
We work with you to find the right program with a great rate and a transparent process, so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet every deadline and make sure your loan closes on schedule.
Client Stories
“Very outgoing and supportive , Jon went above and beyond in every aspect I highly recommend him in every aspect”
“The BEST company / people to work with. Quick, efficient and everything done in a timely manner. Every single person in the office is amazing! Jon was patient and made this process so easy!! 10/10 recommend!!!”
“Donna, Jonathan, and Cristi are Awesome! They really know their stuff and will work hard to help get you a great deal.”
“As a first time home buyers Jonathan was very attentive to our needs and was able to explain the buying process in an easy and understandable way. Jonathan was very punctual and easy to get a hold of. Definitely would work with him in the future!”
“Had a great experience working with Jon. Made things easy for us and very clear to understand.”
“Very knowledgeable and patient staff. As a first time homebuyer there are a lot of questions and Jon helped me every step of the way.”
“Jon and his team are awesome. He helped us in purchasing our first home and also with recently refinancing it. He always made himself available for any questions we had and also explained things very well. He looked out for our best interest and made the whole process easy and enjoyable.”
“Jon Kimura helped me with my refi , great service and very professional. Thank you very much Jon”
Who We Help
The right guidance for your situation.
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, we can answer your questions about reverse mortgages so you can decide if they are right for you.
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Other Resources You'll Find Helpful
Free guides to help you decide.
Looking for help with your down payment?
Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Download NowBuying a new home when you already own one?
If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download NowWant to get a low rate when refinancing?
With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Download NowWork With Us
Let's find out how I can help.
Your needs are unique — reach out however works best for you, and we'll find exactly how we can help.